How to Send a Credit Application

Online Application - Please fill out the online credit application from your device and it’s sent to us immediately for a fast approval. You can also use the QR code below which takes you directly to the credit application. 

What is a “Soft Pull” and How Do We Use it?

This simple informational prequalification will tell us instantly whether a customer is below a certain threshold. It has no effect on your credit score and once completed we will contact you with the specific results.

What We Need to Submit Application?

If NEW: Purchase Agreement/Buyer’s Order, Invoices for Boat/Motor/Trailer with Accessories (if applicable), and MSO’s.

If USED: Purchase Agreement/Buyer’s Order, NADA with all add-ons included, Titles/Registration from Previous Owner, and Pay-off statement if consignment. Installation can be done on the trailer or in the water. 

What to Expect After Funding?  

When the advance is deposited into our account, we will immediately ACH the proceeds of the sale to your account. An encrypted email will be sent to your specified contact showing the details of the entire sale, an ACH breakdown, and an optional accounting recap to help with the allocation of the sale.


Did you find the boat of your dreams? Submit a credit application and get the best service in the industry. We appreciate your trust and look forward to working with you! Thanks, The DLR Team!

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What information do I need to apply for a loan?


Supply info on the boat you are buying. In some cases we will need to see your tax returns and bank statements.

How long does the process take?


This process can 2 hours or 2 weeks. It all depends on how responsive you are with us.

Is a marine survey required?


Mostly required for units 10 years and older and loan amounts $50,000+

Is zero down an option?


Zero down is available for certain credit criteria's.

How long is my loan approval good for?


Loan approvals are good for 30 days.

What is the maximum term available?


Max term is 20 years (240 months)

How much do I have to put down on my boat?


Typically, 5% - 15%.

Can I get pre-approved for a loan?



Apply today! It's simple.


Apply today. It's free and will not affect your credit.

100% Customer satisfaction guaranteed - Fast & Secure Boat Loans Multiple Vendors

As soon as a credit application is submitted to us, we work quickly and diligently to get you a fast approval. All of our systems are secure, so no need to worry about data leaks or fraudulent activity. Plus, we are not held captive to one lender. We have years worth of relationships with 10+ lenders! Our underwriters submit to the lenders that fit your profile to guarantee the best option for your loan.



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